Is maith an aire an fhógairt…!

Forewarned is forearmed!

by | 2025/04/03 | Short stories, Opinion

Forewarned is forearmed!

It’s a shame that I completely forgot the old saying “Forewarned is forearmed‘!’ or ‘Caveat Emptor’ in Latin, when I was recently buying a car at a Toyota dealership. I’ve learned a lot from my experience, and I have a few tips that could make a big difference when you’re buying a car.

It was time for us to buy a car and ours was on its last legs. So we visited a Toyota dealership near us. We were interested in a hybrid car and they have a few models that would suit us. Although they primarily sell new cars, they also sell used cars, and that’s what we were looking for – a used car in good condition.

As soon as we got out of our car, a salesman came up to us with his hand outstretched.

“Hello, how can I help you today?” he said.

“We’re looking for a used hybrid car and I saw on the internet that you have a few of them here!” I said.

He showed us the cars we were interested in, and one of them ticked all the boxes.

“Thank you,” I said. “We’re in a hurry right now but we’ll get back to you if we have any questions.” I wouldn’t buy a car without thinking it through first.

“Okay,” Perry said, “I’ll be here. Here’s my business card!” He gave me his card, and we went home.

I did some more research at home on the internet, and we decided to go back the next day, to at least take the car for a test drive. I called Perry the next day and negotiated a lower asking price in advance. I was quite happy with the price we had agreed upon, and I immediately went back to the dealership.

Sleight of Hand

Perry was waiting for me with the keys and we went on a test drive together. Perry was friendly and chatty in the car. While that was nice in one way, it took my mind off the work I had to do – test drive the car to evaluate it on various criteria – handling, operation, performance and the like. Toyota had certified the car for 160 criteria, and a few changes had been made as a result. Despite Perry’s gabbing, I was able to complete my test, and I was satisfied that the car had no major problems in terms of driving. In addition to everything else, there were also a few warranties included which was attractive. I was ready to take the next step, and I told Perry so. We shook hands, and we went to the office of the finance manager, a man named Awverak.

“Don’t worry at all!” said Awverak. “It won’t take us long to finish this job! Sit down at the table!”

He then asked me a question.

“I can offer you a security system at a big discount, down from $1195 to $795. Would you like to buy it?” said Awverak.

“I don’t want to - no!” I said.

“We’ll disable the alarm then.”

Then, he tapped the table in front of us with a stylus, and a sales contract appeared on a screen on the table surface.

“We’ll do everything on the computer!” said Awverak proudly.

Then, he gave me a stylus, to write my digital signature on the screen. He pulled up form after form on the surface of that table, with boxes to put my signature in and other boxes to write my initials in. My head was spinning as the forms came up at lightning speed with the many boxes in them waiting for me.  

Awverak told me what the forms I was signing involved, and I had complete confidence in him. It wouldn’t have been easy for me to read each form, especially since it wasn’t easy to even see the screen at a sharp angle.

Awverak was also friendly and chatty, telling me personal stories about his own life during the process. His spontaneity was enough to distract me, but couldn’t I trust this nice guy to do the right thing, being an employee of that trusted company Toyota? We had everything done in a flash and I had the keys of the car in my hands! More to come…

 

 

 

 

 

 

An Ghéarchéim Cógaisíochta!

The Pharmaceutical Crisis!

by | 2025/03/25 | Current Affairs, International News, National News, Opinion

An Ghéarchéim Cógaisíochta

Background

The pharmaceutical industry is the backbone of the Irish economy, contributing significantly to employment, investment and innovation in the country. Many years ago, the Industrial Development Agency (IDA) lured pharmaceutical and technology companies to Ireland with an offer they found hard to refuse, namely a very favourable tax regime compared to their domestic tax regimes in the United States of America (US) and the European Union (EU). It is no surprise, then, that Ireland has been heavily criticized for its tax system by the US and the EU (particularly France and Germany) and the United Kingdom (UK). In response to this international pressure, the Irish government has overhauled its tax system, abolishing the complex scheme known as the ‘Double Irish’ (in 2020) and adopting a global minimum tax rate (in 2021) set by the Organisation for Economic Co-operation and Development (OECD). Unfortunately, these significant changes have not silenced its critics. Trump raised the issue with Taoiseach Micheál Martin in the Oval Office of the White House on 12 March, saying: “You have taken over our pharmaceutical companies and other companies… The US pharmaceutical industry is completely in the hands of this beautiful island of 5 million people.” He threatened to impose a 200% tariff on pharmaceuticals imported from Ireland to the US. Was President Trump right?

The Problem

President Trump made a good point, and that is a cause for concern, as the Irish economy is heavily dependent on exports to the US, but particularly pharmaceutical exports. In 2024, Ireland exported €224 billion of goods to other countries; of that €72.6 billion of goods to the US, and of that €58 billion of pharmaceuticals. That is a significant number, when you put it in context. The three largest exporters to the US in the EU last year (2024) were Germany (€161 billion), Ireland (€72 billion) and Italy (€65 billion). What is going on here? It is money laundering, albeit legal.

A Couple of Examples

  1. Intellectual Property (IP) & Royalty Payments

Imagine that the company ‘Drugs’ creates a new drug in the US called ‘Relief’. Instead of registering the patent in the United States, Drugs registers the patent under its subsidiary in Ireland, Drugs Ireland.

Now, every time Drugs (US) sells Relief in the United States, US Drugs must pay a royalty fee to Drugs Ireland for the use of the patent. Needless to say, the royalty fee is intentionally very high. Therefore, profits are lower in the United States (because of the royalty fees), and higher in Ireland (where the tax is lower).

  1. Price Manipulation

Drugs Ireland makes Relief for $10 per pill. Instead of selling the drug directly to customers, Drugs Ireland sells it to US Drugs for $200 per pill. US Drugs then sells the pill in the United States for $220 per pill.

In this case, US Drugs reports a profit of $20 per pill in the United States, while Irish Drugs receives a profit of $190 per pill, which is taxable at a lower rate in Ireland. This keeps most of the profit in Ireland (where tax is lower).

Implications?

Many of the world’s pharmaceutical companies are based in the United States. There is a huge market for prescription drugs, and high prices have long been a controversial issue there. This is a political and economic concern in the United States, and puts pressure on its government’s pharmaceutical policies. The Irish government is receiving money that should have been paid to the US government, and the American people are having to pay for that shortfall in the form of higher pharmaceutical prices. US Commerce Secretary Howard Lutnick says this is a scam.

“We have to try to tackle the tax scams that are going on. Ireland is my favorite. Ireland had a $60 billion budget surplus last year. So [America] loses two trillion and they make $60 (billion). What do they do? They have all our intellectual property for our great technology. Our big tech companies and great pharmaceutical companies - they put all their intellectual property there because there is low tax to pay, and they don’t pay the US at all. So that’s over,” the secretary said.

Trump has threatened to impose tariffs on drugs coming from Ireland to the US – up to 200%. That would have a huge impact on the Irish economy and a deep recession in the country.

Solution?

It is clear that Trump (and Lutnick) are serious and in the absence of any other solution, they will most likely continue with steep tariffs on drugs coming from Ireland.

It is essential to put strategic policies in place to avoid such a crisis. The above schemes need to be implemented, and a plan needs to be devised and shared with the US government to phase them out in stages. If adopted, this will give us more time to find a long-term solution. The government needs to invest in the pharmaceutical and technology sectors, to create a business environment in the country, that will provide opportunities to people to set up companies, and attract qualified employees to them. Ireland has the appropriate expertise to reduce our dependence on the US as quickly as possible, and to diversify the economy which would be of great benefit to the country in the future. It is late and it is difficult, but we have no other choice now!

 

 

 

Ceacht Giotáir agus Féinchomhlíonadh!

Guitar Lessons and Self-Realisation!

by | 2025/03/18 | Personal

Guitar Lessons and Self-Realisation!

Guitar Lesson

During the COVID-19 pandemic, I started learning guitar online. It wasn’t live classes, but pre-recorded online classes. I really enjoyed them, and I studied and practiced diligently for a few years. Then, it occurred to me that I was almost finished with the course, and I didn’t know what to do next to learn more. I emailed the class teacher, Doctor McAllister, asking for his advice on the subject. What he said was that he would be in my area in a few weeks, and that he would be happy to meet me and have a class together. Although I was nervous about it, I accepted the suggestion. A few weeks later, we met and started the class.

I thought we would probably play songs together over and over again, until I could play it really well. But that wasn’t the case at all. He only asked me to play a song a few times, while he played rhythm guitar as accompaniment. Then, we stopped and this is what he said to me:

“You can learn and play songs, so we don’t need to spend time on that. It’s time for you to learn techniques, so it will be easier for you to improve and reach the next level.” Then, he showed me that my left hand was not in the correct orientation on the fretboard, but it was tilted. He was right, and although it was easy for him to see, I hadn’t noticed it before.

“Your muscles are too tight, Michael, and it’s hard to have facility of style without loose muscles. So relax before you play!” said Dr. McAllister.

Insight

That caught my attention right away, as my wife had recently said the same thing to me. We had been on a bus trip for a few weeks – something I was nervous about beforehand, as I get motion sickness quite easily. Fortunately, I didn’t have much of a problem with it this time. But my wife noticed something when the bus was rocking back and forth. “You’re fighting the motion of the bus, and you’re tensing instead of just letting go. You’ve got tight muscles not just on the bus, but all the time, and that’s not a good thing. You need to do something about that!” she said.

Both my wife and my guitar teacher were clear that I had a problem with stress, but what on earth could I do about it?

Recommendation

I asked ChatGPT (Artificial Intelligence) what the best way for me to relieve physical tension and mental stress was, and here is the answer I got back (which I have edited):

The best way for you to relieve physical tension and mental stress is to do deep breathing combined with movement – for example, yoga, tai chi, or mindful walking.

  • Why? Gentle movement is combined with controlled breathing - which releases muscle tension and reduces stress levels in the mind.
  • How to do it? Choose an activity that brings a natural rhythm to your breathing and movement - which will allow your body and mind to connect together in a state of relaxation and balance.

If you had to choose one, mindful walking is the simplest and most effective option.

Crazy Old Man

One day, when famous investor Marc Andreessen was driving in Palo Alto in Silicon Valley, he almost hit a crazy old man crossing the road. Looking back, he noticed the man was wearing a turtleneck and blue jeans. “Oh my God, I almost hit Steve Jobs!” Andreessen said to himself. He was right. Jobs was walking near his company - Apple. He was famous in the area for the long walks he would take. He believed that there were great benefits to walking – for exercise and meditation, for solving problems, and even for holding business meetings. He was right, and experts agree that walking has these benefits.

I hope you don't think I'm crazy, walking every day like Steve Jobs, or Forrest Gump! But despite that risk, I will continue with the same walks, because they are already doing me good, no doubt. The walks get rid of physical and mental stress, and if you have stress of any kind, put on your shoes and go for a walk!

 

 

 

 

 

 

Litir ó Mheiriceá – Cruachás na bhfostaithe feidearálacha!

Letter from America - The plight of federal employees!

by | 2025/03/11 | Current Affairs, Literature, International News, Politics, Opinion

Letter from America - The plight of federal employees!

The Enemy Within

Everything is upside down in the United States of America (USA) right now, and it is a great pity. No other country can trust the USA anymore. It feels like President Trump is turning to the other side – the side of Russia. He is giving Russia the benefit of the doubt, while at the same time turning his back on his Allies, the European Union (including Ireland!), Ukraine, Canada and Mexico, to name just a few. This story will end badly, no doubt.

Even in the United States itself, Trump and his cronies are treating a large portion of their own citizens as if they were the enemy. His big ally, Elon Musk, is firing thousands of government employees, in a way that is brutal and cruel and, apparently, illegal. It reminds me of a movie called ‘Up in the Air’, starring George Clooney, and he has to fire people all over the country. When his boss suggests that he do his work on ‘Zoom’ or something similar, he has a big problem with that approach, because he has a conscience.

Musk goes a few steps further than that, because he fired many people at the same time, with a single email. He has no idea what he is doing, and many people are suffering as a result. Here are a few personal stories from people who have recently lost their federal jobs.

Samantha Leach

Samantha Leach was happy eight months ago. She landed the job she loved at the Federal Bureau of Engraving and Printing, working with a team that respected her skills and dedication.

That joy was dashed earlier this month. She learned (via email) that she was among thousands of federal government employees on probation who were suddenly laid off. The insult was compounded when she read that she had failed to perform her duties on the job. But Samantha received the highest rating - five out of five, in her most recent performance review.

“I was good, very good at the job I was assigned. I did everything right - literally! But despite everything, I was shown the door. That was a terrible blow, for someone like me who just wants to be where I fit in, contributing to the success of the federal government.”

Tony Ruiz

Tony Ruiz, of Orange County, California, was fired on February 3, just ten days before his probationary period as a Service Representative working for the Department of Veterans Affairs was to end.

The disabled army veteran said he was hired after 15 years in the private sector to help veterans with their benefit claims — for example, help with paperwork to approve a medical procedure or to enroll a spouse in a policy. Tony said he often handles up to 40 claims a day.

He was shocked and appalled when he read in his termination letter that his standard of work was unacceptable. Last August, Tony became the first employee in his department to win an “employee of the quarter” award, which came with a $1,000 cash prize.

“You’re telling me (that) one of the best employees, who was awarded money, and was employee of the quarter ... is a worthless person?” he said.

Tony found it hard to even leave the house at first and is taking some time to come to terms with what happened to him.

“I’m heartbroken, I’m devastated,” Tony said. “I don’t think any American federal employee, especially a veteran, deserves this.”

Analysis

Musk and his team have done a lot of damage to the federal government and its employees. We saw Musk on stage with a chainsaw, showing how focused he is on cost-cutting measures in the government. Musk has likely overstepped his authority and violated laws that protect federal employees. He has targeted the FAA (Federal Aviation Authority), USAID (United States Agency for International Development), and NASA (National Aeronautics and Space Administration), even trying to shut down USAID. Musk behaves as if the US government is part of his business. But the government is not there to make a profit, but for the benefit of the people of the country.

Trump’s ministers are not happy with the current state of affairs and Musk’s interference in their affairs. While Musk has given the boot to many people, the political responsibility for what he has done lies solely with the ministers. There was a heated meeting at the White House recently, with Trump, his ministers, and Musk in the room. There was a big argument between Musk and a few Secretaries, and in particular Secretary of State Marco Rubio, who heads USAID. The decision was made that Musk would no longer be able to directly give the sack to federal employees. He will put forward proposals on the subject, but the Secretaries will have the power to accept or reject them.

There is a power struggle going on between Musk and Trump’s ministers. Musk has been dealt a blow by the decision to make him an advocate without any power of action. But that is not a fatal blow, and I think Musk will not give up without a fight. But Trump’s ministers should have the power, so they will probably win the day. Without a doubt, Musk’s plan is falling apart, and he and Trump are up to their necks in lawsuits. In addition, public discontent with Musk’s actions is growing. It is clear that Trump or his ministers will have no desire to go further down the same road. Trump himself said they need to use a scalpel instead of an axe, because he understands the political risks of Musk's approach so far. I hope the US government will treat the federal workforce fairly, and stop mistreating these fine, honest people who are the backbone of the government!

 

 

 

 

 

 

M’Iarmhúinteoir Gaeilge!

My former Irish Teacher

by | 2025/03/04 | Language Affairs, Literature

My former Irish Teacher

Fógra: Beidh Micheál Ó’Diarmada ag tabhairt léachta ar an 16 Márta ag 7:30 p.m. i dteach tábhairne Bollards i gCill Chainnigh. Beidh sé ag díriú ar na focail Gaeilge a bhí coitianta sa Bhéarla agus é ag fás aníos. Beidh sé ag caint freisin ar an gcanúint dhifriúil sa chontae. Déanfaidh sé tabhairt freisin do chúpla amhrán Gaeilge a bhain le Cill Chainnigh agus a logainmneacha. Beidh an oíche idir shiamsúil agus fhaisnéiseach.

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I had no idea at the time, but my former Irish teacher, Micheál Ó'Diarmada, would have a profound and lasting influence on me.

Every Irish teacher in Coláiste Chiaráin, including Micheál Ó’Diarmada, had a high standard of Irish. Micheál was my teacher in my fourth and fifth years at school, up to the Leaving Certificate.

Micheál was a lively young man at the time. Because he was so young, he was able to understand his students well. Also, he was one of the lads, as far as we were concerned. Why? He broke the division between teacher and student, which was not often seen, especially at that time, in the seventies in Ireland. Most teachers in the country had an authoritative style, enforced with the rod! The rod set a hard boundary between the teacher and the students in their class. And that damaged the relationship between them.

Micheál never used the rod. He never punished us in any way. Many teachers used the cane as a crutch and relied on it to maintain discipline in the class, and to pressure us to do homework. But here’s the magic and even strange thing - Micheál didn’t assert control over us! He didn’t pressure us to do homework, either. He didn’t need to because he trusted us and we trusted him! It’s that simple, yet powerful.

Today, students can ask questions of the teacher and have a conversation with him, without restraint. But back then, the teacher had all the power, and a student couldn’t speak without first raising their hand to get the teacher’s permission. Micheál was a progressive teacher, and he was ahead of his time in terms of teaching practice. He had a friendly and inclusive approach, and as a result there was a relaxed atmosphere in the class, where we were more open and it was easier for us to learn new things. We never felt threatened by Micheál.

Micheál had a very direct sense of humor, which strengthened the bond between us in class. There was a book on the curriculum – Tóruigheacht Diarmada agus Ghráinne – that was not easy to read or understand. Normally, reading that book and discussing it in class would have been painful. But it wasn’t like that for us – quite the opposite. Micheál focused on the story itself, its plot and characters, and then he drew us into the discussion. He told us jokes, at the same time as he was explaining a grammatical point or the meaning of a word. He also asked us tough questions, which we couldn’t answer without understanding the subject. We also asked Micheál questions, first to understand the material at hand, and then to answer his questions. We were conversing naturally in Irish with each other and with Micheál during class while learning the spoken language at the same time. Remember that there was no emphasis on the spoken language at that time, and Irish was often taught as if it were a dead language. We were keen to learn Irish, both spoken and written, as it was always an enjoyable experience. It is no wonder, then, that we – Micheál’s students – did not have many difficulties with the Irish exam in the Leaving Certificate. On behalf of every student who was lucky enough to have Micheál as a teacher, myself included – a special thank you, Micheál!

 

 

 

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